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    • Interact - August 2011

    Why funeral planning is important

    zurich logoWe spend most of our lives planning and dreaming about our future, that future dream could be children, travelling, a car, a boat, buying that first house, staying healthy or even retirement. 

    The one thing that many of us don’t plan for is our funeral. A funeral can be a costly experience which can run into thousands of dollars and if not planned for, could leave your family not only grieving and no doubt experiencing terrible loss, but also the added financial burden of covering the cost of a funeral.

    Putting a funeral plan in place and securing cover early ensures that the necessary funds to meet the cost of a funeral are there when it is needed.

    That’s why mecu, with Zurich Australia Limited (Zurich), is pleased to offer you access to low cost funeral cover, ensuring your family avoids any unnecessary financial stress.

    Zurich’s Ezicover Funeral Advantage is easy to apply for and no medical is required. Zurich guarantees to accept your application if you are an Australian resident aged between 45 and 70.

    Details about your state of health are not required when you apply for cover, and so a claim will only be paid for accidental death in the first two years of the policy. If you die in that period and your death is not accidental or due to suicide, Zurich will refund premiums paid for this policy. After two years, you will be covered for death due to any cause.

    Unlike other funeral products,  once the premium paid matches the sum insured, no further premiums are payable with Ezicover’s Funeral Advantage. This avoids a situation where the premiums paid far exceed the value of the policy. With Ezicover Funeral Advantage you get what you pay for.

    Cover starts from less than $2.50 per week*. You can choose cover of $5,000, $10,000 or $15,000 and provided you pay your premiums. The premiums do not increase each year as you get older. And as an added bonus -  your first month’s premium is free!

    The find out more information, apply or view the Product Disclosure Statement visit mecu.com.au or phone 1800 025 015 (toll free).

    Important Information

    This information is general in nature and does not does not take into account your personal objectives, financial situation or needs. Ezicover products are issued by Zurich Australia Limited ABN 92 000 010 February 2011, AFSLN 232510, 5 Blue Street, North Sydney NSW 2060.  You should consider the Ezicover Funeral Advantage Product Disclosure Statement (PDS) 14 February 2011 and the appropriateness of the product before making a decision regarding the product. mecu acts as a referrer only and does not make any recommendations or give any opinion about these products.  If you buy a policy mecu will receive commission of 20% (plus GST) of all premiums paid. No part of this document may be reproduced without prior permission from Zurich. © SWAS-004883-2011

    * Based on a sum insured of $5,000 for a 45 year old female non-smoker.