savings and investments fees

free services

24 hour Telephone Banking access
24 hour Internet Banking access
BPAY Payments
Automatic transfers between bankmecu accounts
Over the counter cash deposits (personal accounts only)
Over the counter cheque deposits (personal accounts only)
Bank@Post deposits
VISA debit transactions
Direct Credits
No account keeping fees
Redraw

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transaction fee reward

Monthly reward by age

(Customers aged up to 25 years or with a mySaver account and a Customer Support Level between $0 - $99,999)

 Up to $10.00
Monthly reward to applicable transactions
Customer Support Level $100,000+ Up to $25.00
Customer Support Level $25,000 - $99,999 Up to $10.00
Customer Support Level $5,000 - $24,999 Up to $5.00
Customer Support Level $0 - $4,999 Up to $3.00

Customer Support Level equals - deposits PLUS borrowings, LESS overdrawn savings accounts and overlimit overdrafts.

The combined end of month balance of all customer accounts sets the relationship threshold for the subsequent month. Ask how you can share your support level with family and friends.

Learn more about transaction fee rewards

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transaction fees - rewards apply

rediATM withdrawal $1.50
rediATM balance enquiry $0.50
Cash withdrawals made from Service Centre $2.00
EFTPOS (with no cash out) $0.35
EFTPOS (with cash out) $0.60
Customer Cheque $0.80
Customer Cheque Encashment $2.50
Bank@Post Withdrawals $2.50
Direct debits $0.25
Staff assisted transfer $2.50
Electronic funds transfer within Australia (up to 48 hours) $0.30

Customer Support Level equals - deposits PLUS borrowings, LESS overdrawn savings accounts and overlimit overdrafts.

The combined end of month balance of all customer accounts sets the relationship threshold for the subsequent month. Ask how you can share your support level with family and friends.

Learn more about transaction fee rewards

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transaction fees - no rewards apply

Electronic funds transfer within Australia (same day) $10.00
Exceeding available funds $20.00
Card foreign currency conversion 2%
Inter Credit Union Withdrawal $10.00
Redicard PLUS - Cash Advance - Foreign (includes ATM) $3.50
VISA Access Card - Cash Advance - Domestic $3.50
VISA Access Card - Cash Advance - Foreign (includes ATM) $3.50
VISA Credit Card - Cash Advance^ $3.50
^ VISA Credit Card cash advance refers to non VISA purchase withdrawals and includes over the counter cash withdrawals, bank@Post withdrawals, Internet Banking and Phone Banking funds transfer

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cheque fees no reward apply

Cheque book of 25 - printing $7.50
Cheque book of 50 - printing $15.00
Cheque book of 100 - printing $30.00
Cheque book of 200 - printing $60.00
bankmecu Bank cheque - per item $3.40
Special clearance on cheques $15.00
Dishonour of cheque deposited $9.00
Dishonour of Customer Cheque $25.00
Copy of Customer Cheque* $8.50
Trace of Customer Cheque* $25.00
Copy/trace of Corporate cheque* $26.00
* Fees refunded if evidence of bankmecu error is found

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card fees no rewards apply

VISA Access Card - Monthly Fee $1.65
Low Rate VISA Credit card Annual Fee $59.00
Replacement VISA Card $5.00
Replacement Redicard $5.00
Emergency Card replacement within Australia $20.00
Emergency Card replacement/Cash Overseas US$175
Copy of VISA Voucher* $26.00
VISA Chargeback* $26.00
* Fees refunded if evidence of bankmecu error is found

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business account fees no rewards apply

Company search $15.00
Business Name Search $15.00
Coin Deposits > $100 $5.00
Cheque Deposits (per cheque) $0.30

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miscellaneous fees no rewards apply

Dishonour of Direct Debit $12.00
Dormant customer account - per quarter $12.00
BPAY trace* $10.00
BPAY error correction* $20.00
Statement from Micro/Optical Disk (per page) $3.00
Statement from System (per request) $3.00
Photocopying (per page) $0.15
Retrieval of customer documents from archives* $26.00
Direct Entry/EFT Trace* $20.00
Direct Entry/EFT Recall* $50.00
VIP Token Purchase Fee $5.00
SMS Alert Fee $0.25
Edvest Annual Fee $18.00
* Fees refunded if evidence of bankmecu error is found

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foreign currency fees no rewards apply

International Bank Drafts $12.50
Telegraphic transfer - Foreign** $20.00
Telegraphic transfer - AUD$** $30.00
Multi-Currency Cash Passport Card The greater of AUD $10.00 or 1% of initial load
Multi-Currency Cash Passport Card closure fee $10.00
Buy back of Bank Draft $15.00
Bank Draft Stop Payment $25.00
Trace on Bank Draft $30.00
Trace/stop of Telegraphic Transfer $30.00
Amendment/cancellation of Telegraphic Transfer $35.00
Travellers Cheques Foreign Currency $5.00 min or 1%^
Travellers Cheques AUD$ $10.00 min or 1%^
Foreign Cash $5.00 min or 1%^

**Bank fees may be charged by foreign banks involved in the transaction.

^Whichever is greater.

Foreign Currency deposit - no charge except where participating bank fees are applicable in the Foreign Currency Settlement.

AUD = Australian Dollar

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savings rates schedules
Savings & Term Deposit Rates Schedule V111 (PDF 59.8 KB)
Fees & Charges Schedule V41 (PDF 95.0 KB)