personal risk
Most of us work hard to establish and enjoy our lifestyle. But what if sickness or injury prevented you from maintaining the lifestyle to which you and your family have become accustomed? Fortunately, you can now help protect your lifestyle with Personal
- Life cover up to $1.5 million*
- Critical Illness cover to $500,000*
- Permanently Unable to Work cover up to $1.5 million*
- Guaranteed Benefit Increases are available for significant life events
- Accidental Injury Benefit
- No blood tests or medicals required
- Choice of cover of $5,000, $10,000 or $15,000
- Available to Australian residents aged between 35 and 70
- Premiums do not increase as you get older
- Once the premium paid matches the sum insured, you stop paying premiums altogether
- No interview or medical is required
- Convenient monthly premium payment
- 30 day cooling off period
- First month's cover is free.
- Cover available from $50,000 to $1,500,000 (depending on your age)
- Available to Australia residents aged between 19 and 59
- 100% payout on medical diagnosis of a terminal illness where life expectancy is less than 12 months
- Does not normally require a medical or interview
- 30 day cooling off period
- First month's cover is free.
- Cover available of $2,000, $2,500, $3,000, $3,500 or $4,000 per month
- Available to Australian residents aged between 19 and 60
- Monthly benefit paid for up to 12 months
- Premiums are generally tax deductable
- No medical required
- Worldwide cover 24/7
- 30 day cooling off period
- First month’s cover is free
- Lump sum payment - from $50,000 up to $500,000
- Available to Australian residents aged between 19 and 70
- Premiums do not increase as you get older
- No medical required
- Worldwide cover 24/7
- 30 day cooling off period
- First month's cover is free