personal risk
Most of us work hard to establish and enjoy our lifestyle. But what if sickness or injury prevented you from maintaining the lifestyle to which you and your family have become accustomed? Fortunately, you can now help protect your lifestyle with Personal
Allianz LifeCover Plus insurance
Allianz LifeCover Plus offers the following benefits:
- Life cover up to $1.5 million*
- Critical Illness cover to $500,000*
- Permanently Unable to Work cover up to $1.5 million*
- Guaranteed Benefit Increases are available for significant life events
- Accidental Injury Benefit
Apply online or over the phone with no blood tests or medicals required. To get a quote or apply click here or phone 1300 362 108.
* Maximum cover amounts depend on your age at application.
Ezicover funeral advantage
- Once the premium paid matches the sum insured, no further premiums are payable. With Zurich you get what you pay for!
- Cover available for amounts of $5,000, $10,000 and $15,000
- Guaranteed acceptance for Australians aged between 45 and 70 years
- No interview or medical required
- Convenient monthly premium payment
- First month's premium free
Click here for further information.
Zurich Ezicover term
- Pays a lump sum on death or terminal illness.
- Does not normally require a medical or interview
- 100% payout on medical diagnosis of a terminal illness where life expectancy is less than 12 months.
- First month's premium free
- 30 day cooling off period
Click here for further information.
Zurich Ezicover income replacement
- Insures up to 75% of your income – (Min. available cover $1500 per month – Max. $4500 per month)
- Has affordable tax-deductible premiums
- Includes a Funeral benefit
- First month's premium free
- 30 day cooling off period
Click here for further information.
Zurich Ezicover trauma
- Pays the full benefit in the event you meet the policy definition of one of the four specified traumas and you survive for at least 14 days
- Competitive premium rates
- First month's premium free
- 30 day cooling off period
Click here for further information.
Zurich Ezicover Accidental Death
- Guaranteed lump sum - from $50,000 up to $500,000
- Available to eligible Australian residents aged between 19 and 70
- Premiums do not increase as you get older
- No medical required
- Worldwide cover 24/7
- 30 day cooling off period
- First month's cover free on acceptance
Click here for further information.
personal risk insurance disclaimer
Allianz
Allianz Insurance (with the exception of Allianz LifeCover Plus) is underwritten by Allianz Australia Insurance Limited (Allianz) AFS License No. 234708 ABN 15 000 122 850. Allianz LifeCover Plus is underwritten by Allianz Australia Life Insurance Limited (Allianz Life) AFS Licence No. 296559 ABN 27 076 033 782. bankmecu act as agent for Allianz, not as your agent with respect to general insurance and as a mere referrer for Allianz Life with respect to Allianz LifeCover Plus. bankmecu is not authorised to provide advice on life insurance, and so cannot recommend, endorse or advise you about Allianz LifeCover Plus. Any advice here is provided by Allianz Life and not bankmecu. bankmecu receives commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% to 20%. * Maximum cover amounts depend on your age at application.
bankmecu act as agent for Allianz, not as your agent and as a mere referrer for Allianz Life. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% to 20%. A Product Disclosure Statement (PDS) for insurance products can be requested by calling 132 888 between 8:00am and 6:00pm AEST, Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned.
Ezicover
The Ezicover insurance products accessible on this website are issued by Zurich Australia Limited (Zurich), ABN 92 000 010 195, AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060 and are available to Australian residents only. Zurich is responsible for the financial product advice contained in this material and bankmecu is simply passing it on to you. Zurich has not considered your objectives, financial situation and needs. Please consider if the insurance is right for you and read the Product Disclosure Statement before applying.
bankmecu is not licensed to provide advice on life insurance, and so cannot recommend, endorse or advise you about this insurance. It can only refer you to Zurich or a financial planner. If you buy a Zurich Ezicover policy, mecu Limited trading as bankmecu will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium.
General Advice Warning
We do not provide advice on insurance based on any consideration of your objectives financial situation or needs. You should consult the Product Disclosure Statement for each product and the 
Financial Services Guide before making a decision to apply for products with bankmecu.
