bank mecu - responsible banking

home and contents insurance

features & comparisons

home & contents insurance key features:

• Available

  insured events

  Covers you for events such as fire or smoke, storm, rainwater or runoff, theft and burglary plus more.

• Available

  new for old replacement of your building and/or contents

• Available

  pay by the monthly or fortnightly at no extra cost¹

• Available

  legal liability cover up to 20 million

additional home and contents options you can choose:

• Available

  personal effects - covers your contents away from home

• Available

  fusion of electric motor - applicable to classic and prestige policies only

• Available

  accidental loss and damage - applicable to prestige policies only

save on home and contents insurance with:

• up to 30% off² with a No Claims Bonus on home insurance
• up to 10% discount³ when you combine your Allianz building and contents insurance
• variable excess options available to reduce your premium
• 10% discount when you purchase insurance online^{3, 4}

 

terms & conditions

bankmecu arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. We do not provide advice on this insurance based on any consideration of your objectives financial situation or needs. Terms and conditions apply. Before making a decision please read the Product Disclosure Statement available by calling 132 888 between 8:00am and 6:00pm AEST, Monday to Friday. If you purchase this insurance, bankmecu will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product. ‎

* terms and conditions apply

¹ Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

² To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for a reduced No Claim Bonus.

³ Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

⁴ Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise). Other discounts may apply to insurance purchased viaour Contact Centre.

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want to know more?

call bankmecu on 132 888 or email us at mail@bankmecu.com.au