Home and Contents Insurance

Features and comparisons

home & contents insurance key features:

  • insured events

    Covers you for events such as fire or smoke, storm, rainwater or runoff, theft and burglary plus more.

  • new for old replacement of your building and/or contents

  • pay monthly at no extra cost1

  • legal liability cover up to 20 million

additional home and contents options you can choose:

  • personal effects - covers your contents away from home

  • fusion of electric motor - applicable to classic and prestige policies only

  • accidental loss and damage - applicable to prestige policies only

save on home and contents insurance with:

  • up to 30% off2 with a No Claims Bonus on home insurance
  • up to 10% discount3 when you combine your Allianz building and contents insurance
  • variable excess options available to reduce your premium
  • 10% discount when you purchase insurance online3, 4

Key Facts Sheet

To review the Key Facts Sheets available for our home building and/or contents covers click here

terms & conditions

bankmecu arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708. We do not provide advice on this insurance based on any consideration of your objectives financial situation or needs. Terms and conditions apply. Before making a decision please read the Product Disclosure Statement available by calling 132 888 between 8:00am and 8:00pm AEST, Monday to Friday. If you purchase this insurance, bankmecu will receive a commission that is a percentage of the ‎‎premium. Ask us for more details before we provide you with any services on this product. ‎

 * Offer valid for new Allianz comprehensive car insurance policies.12 month roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.

1 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

2 To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for a reduced No Claim Bonus.

3 Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

4 Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise). Other discounts may apply to insurance purchased via our Contact Centre.

want to know more?

call bankmecu on 132 888 or email us at mail@bankmecu.com.au
Insurance Brochures and Guides
Insurance Solutions Brochure (PDF 539 KB)
Financial Services Guide (PDF 249 KB)