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Allianz prestige home insurance

• Accidental loss or damage cover to your buildings & contents
• Accidental loss or damage cover to contents when temporarily removed from your home
• Monthly or fortnightly payment options at no additional policy fee^
• Compensation for bone fracture
• Minimum 3 Star Energy Rating replacement to selected whitegoods content
• Up to $5,000 to install any combination of rainwater tank and solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system (when a total re-build is required)

Allianz classic home insurance

• Automatic fusion cover
• Cover for guests, visitors and domestic helpers’ property – up to $5,000
• $500 Veterinary costs to cover insureds domestic pet when injured in a road accident
• Cover for additional costs of temporary accomodation
• Minimum 3 Star Energy Rating replacement to selected whitegoods content
• Up to $5,000 to install any combination of rainwater tank and solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system (when a total re-build is required)

Allianz landlord insurance

bankmecu’s landlord Insurance plans offer a comprehensive
package to give you peace of mind when renting or
leasing your property.

• Cover in the event of rent payment default
• Cover for tenant departure without notice
• Cover for malicious acts of your tenant
• Cover for both buildings and contents is available
• Replacement of locks or cylinders up to $500
• Minimum 3 Star Energy Rating replacement to selected whitegoods content
• Up to $5,000 to install any combination of rainwater tank and solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system (when a total re-build is required)

home & contents insurance disclaimer

Allianz Insurance

This insurance is underwritten by Allianz Australia Insurance Limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850.
bankmecu act as agent for Allianz not as your agent. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% A Product Disclosure Statement (PDS) for insurance products can be requested by calling 132 888. Between 8:00am and 6:00pm AEST, Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned.

^Premium payable by equal fortnightly  or monthly instalments will be subject to minor adjustments (upwards or downwards) due to rounding. Bank or financial institution transaction fees may apply.

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre.

Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.

Home Insurance discounts
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for a reduced No Claim Bonus. Discounts may not be applied to any flood component of the premium (if applicable).

Landlord Insurance discounts
Tenant default cover option for 15 weeks rent to a maximum of $10,000.

To decide if this product is right for you, please carefully read the relevant Product Disclosure Statement on this website.

General Advice Warning

In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Statement for each product and the  Financial Services Guide before making a decision to apply for products with bankmecu.