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  • bank mecu - responsible banking

    • home loans

    Purchasing a home is an exciting and important time in everyone's life. That's why we'd like to make the process as pleasurable as possible. This is the reason we offer customers a wide choice of home loans with competitive loan interest rates and easy to follow online loan applications.

    We know that when selecting a home loan everyone's needs are different. So we've put together a range of tools to help you make a home loan decision that suits you.

    home loans

    You’ll find all the information you need to select your next home loan right here. Simply select the loan that best suits you and let us help you with the rest.

    first home buyers loan package

    • $350 package fee
    • low variable interest rates
    • unlimited customer rewards (transactions)
    • 10% general insurance discount
    • 3 months free building insurance during settlement
    • No application or monthly fee
    • No annual fee on credit cards

    construction loan package

    • $350 package fee
    • low variable interest rates
    • unlimited customer rewards (transactions)
    • 10% general insurance discount
    • No application or monthly fee
    • No annual fee on credit cards

    renovators loan package

    • $350 package fee
    • low variable interest rates
    • unlimited customer rewards (transactions)
    • 10% general insurance discount
    • No application or monthly fee
    • No annual fee on credit cards

    basic home loan

    • min $10,000
    • low variable interest rate
    • flexible repayments
    • free redraw facility
    • eco-pause
    • biodiversity offset

    premium home loan

    • min $10,000
    • low variable interest rates
    • free redraw facility
    • loan repayment pause
    • eco-pause
    • biodiversity offset

    premium home loan $250K+

    • min $250,000
    • low variable interest rate
    • free redraw facility
    • mortgage offset available
    • loan repayment pause
    • eco-pause
    • biodiversity offset

    premium home loan $500K+

    • min. $500,000
    • low variable interest rates
    • free redraw facility
    • mortgage offset available
    • loan repayment pause
    • eco-pause
    • biodiversity offset

    goGreen® home loan

    • save money and help the environment
    • low variable interest rate
    • available to homes with a 7+ star rating (according to the Nationwide House Energy Rating Scheme)
    • loan repayment pause
    • eco-pause
    • biodiversity offset
    fixed home loan

    fixed home loan

    • flexibility of fixed or variable interest rate
    • fixed interest rate for up to 3 years
    • loan repayment pause
    • eco-pause
    • bio-diversity offset

    interest only

    • pay just minimum interest due each month
    • low variable interest rate
    We're not just like any bank. Learn how we're different: we're owned and run by you; we invest in a better world; good investments equals better returns; those returns go back to you.