Low Rate VISA Credit Card

As voted by the AFR Smart Investor Blue Ribbon Awards 2010, the most comprehensive, independent evaluation of Banking, Insurance and Investment products in the market.

A unique feature of our VISA Credit Card is that bankmecu promises to never conduct marketing to card holders, encouraging them to increase their credit limit or level of spending. We call this socially responsible banking.

You can withdraw cash from any ATM in Australia and most ATMs worldwide, pay for purchases using EFTPOS or anywhere VISA is accepted, deposit cash or cheques and withdraw cash at over 2,900 Australia Post shops with giroPost®.

Access to your account details at any time of the day or night via the internet, telephone and pay bills from the comfort of your home, work or wherever you have access to the Internet or a telephone.

You have access to exclusive VISA services such as VISA Preferred Seating and VISA Best Buys.

Click here to view borrowing fees and charges.

If your VISA Access Card, VISA Credit Card or Redicard has been stolen or lost, reporting it immediately can minimise the risk of unauthorised use.

Please contact the following numbers to cancel your card.

Within Australia:

Call the VISA hotline on 1800 648 027. On receipt of your notification, your card will be cancelled immediately.

During business hours you can also contact bankmecu on 132 888.

Overseas:

Contact VISA global customer assistance, or call the VISA hotline on +61 2 8299 9101 (24 hours a day, 7 days a week).

bankmecu can be contacted from overseas on +61 3 9854 4666

Replacement card:

If you are within Australia you card be replaced within 5 working days. If you are overseas, VISA International can organise a replacement card, however it will cost US$175 and will not be issued with a PIN.

We suggest taking a Cash Passport card as it works just like a credit card (except it is preloaded with money), however a free card replacement can be issued anywhere in the world.