bank mecu - responsible banking

goGreen® car loan

• car loan rates, fees and charges
• personal and car loans significant terms and conditions

rates (effective 17/05/12)

features & comparisons

• Available

  a simple and responsible way to finance cars

  We base emissions ratings on the Green Vehicle Guide produced by the federal Government's Department of Climate Change.

  Next we offset 100% of your car's greenhouse gas emissions for the life of your loan. We do this via bankmecu's Conservation Landbank on your behalf.^

• Available

  rewarding motorists

  In what we believe is a world first whenever a customer purchases a vehicle that has an ANCAP (Australian New Car Assessment Program) rating of 5, they’ll be  rewarded with a discounted goGreen® car loan interest rate. 

  Learn more about the ANCAP safety rating at howsafeisyourcar.com.au.

• Available

  young driver safety

  A responsible approach to motor vehicle finance means doing something positive to address the fact that accidents involving cars are one of the major causes of death amongst young Australians.   So to help turn this situation around we want all people to purchase safer cars and we also want our least experienced drivers to be trained in how to drive safely. So now whenever bankmecu customers under the age of 25 take out a goGreen® car loan and insurance with bankmecu, we’ll provide a $200 rebate to those who complete an accredited Advanced Driver Training course.

• Available

  automatic salary crediting

  You can have all or part of your salary automatically distributed to your various bankmecu accounts. Making your loan repayments is made easy, as each time your salary is credited to your accounts, your loan repayments are automatically paid.

• Available

  pre-purchase approval

  You can apply for a pre-purchase approval online, over the phone by calling 132 888, or in person at your local service centre. Apply for the maximum amount that you wish to borrow and you’ll generally get an answer within 48 hours. Pre-approval is provided for three months from the pre-approval start date.

• Available

  flexible repayments

  Making repayments on your loan is easy. You can select from weekly, fortnightly or monthly contracted repayments. Coinciding your repayments with your salary will ensure your repayments are made by the due date. You can make extra unscheduled payments at any time without penalty too!

• Available

  car buying tips

  Can't decide which car is best for you? Our FREE motor vehicle consultant service will do the legwork in locating your dream wheels, make sure it's not a lemon and then help you negotiate the best price.

^bankmecu forward credits offsets for greenhouse gas emissions produced by your car each year for the term of the loan. The level of offset is in accordance with advice from Landcare CarbonSMART that the average car in Australia produces 4 tCO2-e per year. This forward credited offset is provided by bankmecu planting trees. As these trees grow they will absorb the equivalent amount of tCO2-e required to offset your car emissions during the term of your loan. Trees will be planted into the bankmecu Conservation Landbank in accordance with the land management plan developed and implemented by Landcare Australia and overseen by Trust for Nature. Carbon sequestered from these trees is monitored and reported by Landcare CarbonSMART. Learn more about how this works.

want to know more?

call bankmecu on 132 888 or email us at mail@bankmecu.com.au